Terms and Conditions

Important Legal Notice

The use of this Website constitutes your acceptance of these terms and conditions and any amendments that we may make to them from time to time.

Certain jurisdictions may restrict by law or regulation the distribution of, or use by, residents in that jurisdiction of the information on this Website. The contents of this Website are not intended for distribution to or use by the residents in such jurisdictions. It is the responsibility of any person or entity accessing this Website to satisfy itself that its use of the Website complies with the laws and regulations of the relevant jurisdiction.

The purpose of this Website is to provide general information only about KBI Global Investors Ltd and its affiliates, and KBI Global Investors products and services. Not all products or services provided on the website are available in all jurisdictions. KBI Global Investor’s products and services are only available in jurisdictions where it is lawful to advertise and market these products and services. The Website does not provide financial or investment advice and does not take into consideration the circumstances, investment objectives, financial situation of any particular investor or the suitability of any product for any particular investor. In addition KBI Global Investors is not soliciting any action based upon them. We would recommend you obtain professional financial advice if you have any queries on any of the information on the Website.

No Offer/Local Restrictions

The information contained in this Website does not constitute an offer or solicitation to any person or entity to buy or sell shares or any other security whatsoever. KBI Global Investors offers a number of products and services designed specifically for various categories of investors in various countries and regions. Not all products will be available to all investors. These products or services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations,

Certain information on this Website relates to particular products and services and may be subject to specific restrictions and/or additional Terms and Conditions, Legal Notices or warnings. Details are set out on the pages to which they relate and should be read carefully before proceeding.

No information included on this Website is to be construed as investment advice or as a recommendation or a representation about the suitability or appropriateness of any advisory product or service; or an offer to buy or sell, or the solicitation of an offer to buy or sell, any security, financial product, or instrument; or to participate in any particular trading strategy. KBI Global Investors recommends that you seek independent financial and tax advice before making any investment decisions.

Certain data accessible on the Website is the intellectual property of the relevant news and information services provider or third parties that provide such data to the relevant service provider, or us. The data is protected by copyright and other intellectual laws and all ownership rights remain with the information service provider or the third party or us, as the case may be.

The information provided on the Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Website do so on their own initiative and are responsible for compliance with applicable local laws and regulations. The Website is not directed to any person in any jurisdiction where the publication or availability of the Website is prohibited, by reason of that person’s nationality, residence or otherwise. Persons under these restrictions must not access the Website.

Risk Warnings

• Investment Performance

Please remember that past performance may not be a reliable guide to future performance. Investments may fall as well as rise in value, income may fluctuate in accordance with market conditions and taxation arrangements and investors may not get back the amount invested. Changes in exchange rates may have an adverse effect on the value, price or income of a product. Simulated performance may not be a reliable guide to future performance.

YOU ACKNOWLEDGE THAT ALL DATA AND INFORMATION TRANSMISSIONS VIA THE SITE ARE SOLELY FOR THE INFORMATIONAL AND OTHER PURPOSES SET FORTH HEREIN, AND ARE NOT INTENDED AS FINANCIAL ADVICE OR AS AN OFFER, SOLICITATION OR RECOMMENDATION OF SECURITIES OR OTHER FINANCIAL PRODUCTS, OR TO SATISFY REGULATORY REQUIREMENTS OR COMPLY WITH ANY APPLICABLE LAWS, RULES, REQUIREMENTS OR STANDARDS OF ANY FEDERAL, STATE OR LOCAL GOVERNMENTAL AUTHORITY, AGENCY OR INDUSTRY REGULATORY BOARD, INCLUDING THE SECURITIES INDUSTRY, WHICH COMPLIANCE IS YOUR SOLE RESPONSIBILITY.

• Hyperlinks

The Website may contain hyperlinks to third-party websites unrelated to KBI Global Investors or its services. Similarly, other websites may contain hyperlinks to us. Such links to third party websites are provided for reference only. Hyperlinks to or from this Website do not imply endorsement of the material on the sites or association with the operators.

KBI Global Investors is not responsible for the content or accuracy of third-party sites hyperlinked from this Website, nor does KBI Global Investors guarantee the products or services offered on third-party sites. You acknowledge and agree that neither KBI Global Investors nor any of its affiliates is responsible for the availability of such third-party sites, does not endorse, approve, investigate or verify, and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites. These links are provided as a convenience and solely for informational purposes. KBI Global Investors is not making any recommendation to invest in, purchase, or sell any securities or other products or services offered on the linked sites, nor has KBI Global Investors sought to verify or confirm the information contained in the linked sites. Accordingly, KBI Global Investors disclaims any responsibility for the linked sites. Review the privacy statements of any Web site you visit before you provide any personal/confidential information or conduct a transaction.

Applicable Legislation and application

This Website and the information contained herein have been designed in accordance with, and, the operation of it is, subject to the Laws of the Republic of Ireland.

You and KBI Global Investors agree to the exclusive jurisdiction of the Irish Courts in respect of any proceedings regarding claims or disputes arising as a result of the use of this Website.

If any provision(s) of these terms and conditions are held to be contrary to law, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect.

KBI Global Investors’ failure to exercise or enforce any right or provision of the terms and conditions shall not constitute a waiver of such right or provision unless acknowledged and agreed to by KBI Global Investors in writing.

Use of the Service

Any unauthorised commercial use of the service, or the resale of its services, is expressly prohibited. You are solely responsible for all acts or omissions that occur under your usage.

Certain data accessible on our Internet site is the intellectual property of the relevant news and information services provider or third parties that provide such data to the relevant service provider, or us. The data is protected by copyright and other intellectual laws and all ownership rights remain with the information service provider or the third party or us, as the case may be.

Disclaimer

The information available on this Website is updated regularly, however the information on the Website is provided “as is” and “as available” and KBI Global Investors  and its content providers do not represent or warrant that the service will be uninterrupted or error-free, that the information provided on the Website is accurate, suitable or complete or that defects will be corrected. All information on the Website is provided without any warranty of any kind, either expressed or implied.

The information on the Site is provided for informational purposes only and is subject to change without notice. The investments and strategies discussed may not be suitable for all investors. Nothing contained on the Site constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

There are intrinsic risks associated with the use of public e-mail and KBI Global Investors does not guarantee that the e-mail will be delivered within a reasonable time- scale or that the e-mail will be delivered at all. KBI Global Investors cannot guarantee that the e-mail derives from the alleged sender and furthermore that the e-mail has not been intercepted and finally that the contents of the message remain unaltered from the original transmission. KBI Global Investors shall not be liable for any loss or damage arising from the use of public e-mail.

KBI Global Investors and its content providers assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft, destruction or unauthorised access to, alteration of entries posted to this site.

KBI Global Investors is not responsible for and assumes no liability for any problem or technical malfunction of any telephone network or computer on-line system, server or provider, computer equipment, software, failure of e-mail on account of technical problem or traffic congestion on the Internet or at any website, or any combination thereof, including damage to any person’s computer related to, or resulting from access to, or downloading material from this site.

KBI Global Investors accept no liability for any infections by computer virus, bug, tampering, unauthorised intervention, fraud, technical failure or any other cause beyond the control of KBI Global Investors, which corrupts or affects the administration, security, fairness, integrity, or proper conduct of any aspect of this Website.

Indemnity

 You agree to indemnify and hold KBI Global Investors, its associated companies, officers and employees, and content providers harmless from any claim, demand, or damage asserted by any third party due to or arising out of your use of or conduct on the Website service.

Regulatory

KBI Global Investors Ltd

KBI Global Investors  Ltd is regulated by the Central Bank of Ireland.

KBI Global Investors  Ltd is registered in the Republic of Ireland, registered number 141475.

Registered Office: 3rd Floor, 2 Harbourmaster Place, IFSC, Dublin 1, Ireland.

A member of the Irish Association of Investment Managers. Part of the Amundi Group.

KBI Global Investors (North America) Limited

KBI Global Investors (North America) Limited is regulated by the Central Bank of Ireland and is registered with the SEC as an Investment Adviser. KBI Global Investors (North America) Limited is registered in the Republic of Ireland, registered number 343450.

Registered Office: 3rd Floor, 2 Harbourmaster Place, IFSC, Dublin 1, Ireland.

Privacy Policy

General statement

We respect your right to privacy. The KBI Global Investors Website Privacy Statement should also be read in conjunction with these Terms and Conditions and can be accessed here as it sets out how KBI Global Investors may collect your personal information and the basis and use of such information.

Visitors are advised that each time they visit a Website, two general levels of information about their visit can be retained. The first level comprises statistical and other analytical information collected on an aggregate and non-individual specific basis of all browsers who visit the site. The second is information which is personal or particular to a specific visitor who knowingly chooses to provide that information.

The statistical and analytical information provides general and not individually specific information about the number of people who visit this Website; the number of people who return to this site; the pages that they visit; where they were before they came to this site and the page in the site at which they exited. This information helps us monitor traffic on our Website so that we can manage the site’s capacity and efficiency. It also helps us to understand which parts of this site are most popular and generally to assess user behaviour and characteristics in order to measure interest in and use of the various areas of the site.

Through this Website you may have an opportunity to send us information, such as through the “registration” pages or any other area where you may send e-mails, provide feedback, etc. By choosing to participate in these, you will be providing us with some level of personal information relating to you. This information will only be used by this site for:

the purposes for which it was provided by you; verification purposes and statistical analysis; and marketing and administration purposes.

Collection and use of personal information

Personal information: information that is associated with your name or personal identity. This Website does not collect any personal data about you, apart from information which you volunteer (for example, by emailing us, or registering with us). Any information which you provide in this way is not made available to any third parties, and is used by this site only in line with the purpose for which you provided it.

Collection and use of non-personal information

Non-personal information: data collected for statistical purposes which is not associated with a specific identity. This site collects and analyses technical information in order to evaluate our Website. The type of technical information we log is confined to the following:

The IP address*1 of the visitor’s Web server

The top-level domain-name used (for example .ie, .com, .org, .net) The pages visited on this site Website, i.e. URL’s*2 visited

The previous Website address from which the visitor reached us, including any search terms used. Clickstream data which shows the traffic of visitors around this Website (for example, pages accessed)

Cookie Information

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

Cookies set by visiting this website

*1 An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol (TCP/IP) network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop.

*2 A URL (Uniform Resource Locator) is the global address of documents and other resources on the World Wide Web.